| BASICS |
| APR | 9.99% |
| APR computation method | Average Daily Balance Including New Purchases |
| Intro APR | N/A |
| Annual Fee | $ 50 |
| Credit Line | 5000 |
| Grace Period | 00 days |
| FEES |
| Late Fee | $32 or $35 (if your credit limit is greater than $1000) |
| Over-the-limit Fee | $32 or $35 (if your credit limit is greater than $1000). |
| Currency Conversion Fee | 1% of any transaction made in a foreign currency |
| FEATURES |
| Customized Terms | N/A |
| Travel Rewards | N/A |
| Cash Rebate | N/A |
| Gas Rebate | N/A |
| Shopping Rewards | N/A |
| Hotel Rewards | N/A |
| Balance Transfer | N/A |
| Cash Advance | The APR for cash advances is 9.99%. Cash Advance Fee: The greater of $5.00 or 5% of each Cash Advance which includes, but is not limited to, ATM and convenience check usage. |
| Default APR | N/A |
| Other Features | N/A |
| Card Description | • 9.99% Low Fixed APR. • Choose Your Credit Limit Up To $5,000* • No Credit Requirements. • Accepted Worldwide at Millions of Locations. • Credit Bureau Reporting. • *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit. |